Disability insurance for physicians: protect your future
Exclusive discounts available for doctors and medical students
Disability Insurance: The Most Important Financial Decision of Your Career
Your ability to practice medicine is your greatest financial asset—far more valuable than any investment or property you will ever own. A career-ending illness or injury could mean losing millions in future earnings. That’s why disability insurance is the single most important financial product of your career.
At DoctorsHub, we firmly believe that every medical student should seriously consider securing disability insurance as soon as they are admitted to medical school. Locking in coverage early ensures lower premiums and long-term financial protection before any potential health issues arise.
No One-Size-Fits-All—Tailored Solutions Just for You
Disability insurance is not a generic product, and we don’t believe in a one-size-fits-all approach. Choosing the right coverage requires personalized analysis and a solution tailored to your unique circumstances. Before applying, you need to carefully consider:
✅ Your Age – The younger you are, the lower your premiums will be.
✅ Your Health – Any existing medical conditions can impact your eligibility and coverage.
✅ Your Career Path – Where do you plan to practice? Coverage may differ by location.
✅ Your Family Medical History – Are there hereditary conditions that could increase your risk?
We Work for You—Not for Any Company, Association, or Group
At DoctorsHub, we don’t push a specific product or provider. We believe that every insurance option—whether association-based, group-based, or individually tailored—has strengths and weaknesses. Our job is to help you understand those differences and guide you toward the solution that best meets your needs, regardless of who is behind the policy.
We work for you, period. We listen to your unique needs, conduct a personalized analysis, and present you with the very best options available in Canada—through Doctors Financial and our network of independent insurance partners.
What We Offer:
- Own-Occupation Disability Insurance
- Receive full benefits if you can’t work in your specific specialty, even if you choose to work in another field.
- Income Protection for Residents & Physicians
- Secure financial stability with flexible coverage that grows as your income increases.
- Guaranteed Future Insurability
- Lock in your policy now with the option to increase your coverage later—without additional medical exams.
- Medical Student & Resident Discounts
- Access specially designed, discounted policies for students and residents, providing affordable coverage early in your career.
- Business & Overhead Expense Protection
- For incorporated physicians and clinic owners, specialized plans ensure your practice stays financially secure in case of disability.
Our Approach: Expert, Personalized, and Independent
We believe that your disability insurance coverage should be as unique as your career path. DoctorsHub partners with Doctors Financial and a trusted network of independent insurance professionals to provide unbiased guidance. We carefully analyze your situation to find the best solution—whether it’s an association-based plan, group insurance, or an individual policy.
Our priority is you—not the insurance company. We work to secure the strongest coverage at the most competitive rate, tailored to your personal and professional circumstances.
Next Steps: Protect Your Career Today
Sign up as a DoctorsHub member to access expert advice, compare policies, and secure a disability insurance plan that truly fits your needs. Whether you’re a medical student, resident, or practicing physician, the best time to get coverage is now.
Access Disability Insurance Solutions